Key Insurance

Key insurance covers the cost of replacing lost or stolen keys up to £1,500.

  • Covers stolen or lost house keys, key cards or fobs
  • Covers stolen of lost car keys or keyless entry cards

Lost Keys Insurance

We can provide cover for up to £1,500 to cover the cost of:

  • Lost or stolen keys
  • Replacement locks
  • Call out charges

The benefits of Key Care Insurance

  • Cover for lost and stolen keys, replacement locks and any call out charges up to the annual cover limit.
  • Cover for locksmith charges if you lock yourself out of your home or vehicle up to the call out limit.
  • Up to 3 days vehicle hire when your vehicle is not usable as a result of lost or stolen keys.
  • Emergency helpline 24 hour, 365 days a year.
  • Access to a nationwide network of locksmiths.
  • No excess to pay.
  • No claims discount on main home or motor policy not affected.
  • Any of your keys attached to the fob issued by Keycare are covered.
  • Keycare pay the finder of your keys a £10 reward. You will not be asked to contribute.
  • No details of the key owner are given to the finder, guaranteeing confidentiality and security

How Lost Key Insurance Work?

We provide you with a Keycare fob to attach to your keys to start your cover.

  • Your unique fob number helps us identity your keys should they go missing
  • If your keys are found, we manage getting them back to you at your convenience.
  • If your keys are not found, we Keycare will help get you back on track through our network of trusted locksmiths



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* For our joint protection, calls may be recorded and monitored. Calls will be charged at a maximum 5p a minute from a BT line. Calls from non-BT phone lines may vary. Telephone lines are open Monday to Friday 9.00am - 5.00pm excluding public holidays.