Office policies all have buildings cover for their premises, this covers for damage to your office building(s) caused by events such as fire, lighting, flooding and
NB: You should insure your office building(s) for the full cost of rebuilding them which is normally very different from the market value.
Contents insurance covers for theft or damage of stock and business equipment. In general terms this can cover anything that isn’t permanently fixed down. For example, items such
as desks, computers & cabinets would be classed as contents. Whereas fixed items such as sinks, windows and light fittings would be classed as part of the buildings.