Commercial/Business Insurance Products

Public & Employer's Liability Insurance

If a member of the public were injured as a result of the work you are undertaking or on the premises where you work and you are found responsible for the accident, then it could work out very expensive to pay reparations to the individual(s) involved; that's where public liability is essential to any business in these increasingly litigious days.

Couriers/Carriers Liability Insurance

Our Courier /Carriers Liability Insurance will provide your business with the following benefits


We’ll cover you for loss or damage to goods that you carried for hire and reward where they have:

  1. Accepted full and unrestricted responsibility for loss or damage to the goods or
  2. A liability under the CMR Convention

Bed & Breakfast Insurance

The Multi-Peril Guesthouse policy is designed to offer a comprehensive package of covers for bed and breakfast and guesthouse businesses based in the Republic of Ireland.


The scheme is designed to afford cover for business owners offering up to 12 rooms for guest accommodation and also extends to offer cover for the residential element, where the proposer resides at the premises..

Professional Indemnity

Professional Indemnity Insurance has historically been the domain of businesses like architects, solicitors, surveyors, accountants and financial advisers.


However, in recent year’s new professions such as e-commerce, programmers and internet service providers have found that Professional Indemnity Insurance is an essential part any business risk management strategy.



Shop Insurance

Shop insurance is designed to protect business owners against the possibility of financial losses.


Our specialist shop insurance will provide a business owner with protection from a range of unexpected incidents which may occur, giving the shop owner peace of mind.



Office Insurance

UK & Ireland Insurance Services (Online) Limited in association with Optis Insurances Limited, has arranged an insurance package specially formulated for professional offices.


With a range of benefits at competitive premiums to suit your budget and insurance requirements.



Goods In Transit Insurane

UK & Ireland Insurance Services (Online) Limited, in partnership with Optis Insurances Limited, now offer goods in transit and tools of trade insurance to commercial vehicle clients within Ireland. Particular goods or tools of trade may be a vital part of your business.


Provided that you keep your vehicle secure; UK and Ireland can cover these items if they are stolen from the vehicle, or if they are damaged in transit or whilst loading and unloading (up to the cover limit you select).



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