GAP YEAR TRAVEL INSURANCE

Gap Year Travel Insurance is provided by cover4travel.com which is a trading style of UK & Ireland insurance Services (Online) Limited

HOW MUCH DOES IT COST?

DURATION	EUROPE	AUSTRALIA/NZ	WORLDWIDE
Up to 4 months	£43.83	£75.73	£94.15
Up to 5 months	£53.98	£91.75	£114.00
Up to 6 months	£64.15	£107.74	£133.94
Up to 7 months	£74.29	£123.75	£153.90
Up to 8 months	£84.50	£139.75	£173.82
Up to 9 months	£94.60	£155.91	£193.77
Up to 10 months	£104.70	£171.86	£213.56
Up to 11 months	£114.90	£187.83	£233.56
Up to 12 months	£125.00	£203.89	£253.55
Repeat cover	£26.47	£26.47	£26.47

WHAT'S COVERED?

COVER DESCRIPTION	SUM INSURED	EXCESS
A1} Cancellation & curtailment	£1,500	£60 (£30 for loss of deposit)
A2} Catastrophe	£700	£60
B1} Emerency medical expenses	£3,000,000	£100
Emergency dental treatment	£200	£100
Emergency assistance	Unlimited	Nil
B2} Repatriation	£500,000	£100
C} hospital benefit	£15 for each complete 24hr period up to £300	Nil
D} Personal possessions	£1000	£60
Single item limit	£200
Valuables limit	£200
D1} Travel documents	£150	£60
D2} Baggage delay	£150	£60
D3} Personal money	£200	£60
Cash limit	£150
Cash (insured aged under 18)	£50
E} Personal accident	£15,000	Nil
Loss of limbs or sight	£15,000
Permanent disablement	£15000
Death (insured aged 16 or over)	£7,000
Death (insured aged under 16)	£1,000
F} Missed departure	£500	£60
G} Delayed departure	£20 foreach full 12hr delay up to £100	Nil
H} Holiday abandonment	£1,500	£60
I} Personal liability	£2,000,000	£275
J} Repeat cover	Subject to a payment of an aditional premium
Curtailment Worldwide	£700	Nil
Resuming the trip Worldwide	£700
Curtailment Europe	£350
Resuming the trip Europe	£350

WHERE DOES COVER APPLY?

You choose your area of travel from:

Europe
Australia - New Zeland
Worldwide

WHAT ARE THE GEOGRAPHICAL / TERRITORIAL LIMITS?

Europe

The Continent of Europe west of the Ural Mountains, Madeira, Canary Islands, Iceland the Azores, Mediterranean Islands and Non- European countries bordering the Mediterranenan (except Algeria, Lebanon, Libya and Israel)

Australia & New Zealand

If the insured travels on a n0n-direct flight to Australia or New Zealand, the Insurer will automatically provide worldwide cover for up to 48 hours for any stopovers made during the booked flight to or from Australia or New Zealand.

Worldwide

All Countries including the USA & Canada

WHO CAN TAKE OUT THIS POLICY?

Individual / Couple annuals policy any UK resident(s) aged 39 or younger at time of purchase.

WHAT HAZARDOUS SPORTS & ACTIVITIES CAN I GET COVER FOR?

For those of you who enjoy adventure holidays, our polices can be tailored to cover you for higher risk activities such as hang gliding and rock climbing.
Please select the highest level sport/ activity you will be participating in while you are on holiday.
Please note: If you select a sport in Grade 3 and pay the additional premium to cover that sport then you are automatically covered for all Sports & Activities in that category and those in Grades 2 & 1.
Grade 1 – Standard premium
Grade 2 – 50% load to the standard premium (For example standard premium of £43.83*1.5= £65.75)
Grade 3 – 100% load to the standard premium (For example standard premium of £43.83*2= £87.66)
Grade 4 – 200% load to the standard premium (For example standard premium of £43.83*3= £131.49)

NOT LOOKING FOR BACKPACKER GAP YEAR INSURANCE?

Annual Multi Trip please click here
Wintersports insurance please click here
Golf Travel Insurance please click here
Single Trip Travel Insurance please click here

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