ANNUAL/MULTI-TRIP INSURANCE.
Annual/Multi-Trip Insurance is provided by cover4travel.com which is a trading style of UK & Ireland insurance Services (Online) Limited.
HOW MUCH DOES IT COST?
All premiums listed below are based on standard cover with no pre-existing medical conditions.
A couple is defined as any couple (including same sex) in a common law realtionship or who have co-habitated for at least 6 months.
A family is definied as 2 adults aged 18-54 , plus up to 4 of their dependent children, aged under 18 at time of purchasing this policy, who are in full time education.
| TYPE | EUROPE | WORLDWIDE |
| Adult (under 55) | £34.85 | £45.35 |
| Couple (under 55) | £55.87 | £76.41 |
| Family (under 55) | £79.80 | £109.16 |
WHAT'S COVERED?
| COVER DESCRIPTION | SUM INSURED | EXCESS |
| A1)Cancellation & Curtailment | £3,000 | £50 |
| A2)Catastrophe | No Cover | Nil |
| B1)Emergency Medical Expenses | £10,000,000 | £100 |
| Emergency Dental treatment | £200 | £100 |
| Emergency Assistance | Unlimited | Nil |
| B2)Repatriation | £2,000,000 | £100 |
| C)Hospital Benefit | £25 for each 24hr period up to £2,000 | Nil |
| D)Personal Possessions | £2,000 | £50 |
| Single Article Limit | £150 | |
| Valuables Limit | £200 | |
| D1)Travel Documents | £300 | £50 |
| D2)Baggage Delay | £150 | £50 |
| D3)Personal Money | £150 | £50 |
| Cash Limit | £150 | |
| Cash(insured age under 18) | £50 | |
| E)Personal Accident | £25,000 | Nil |
| Loss Of Limbs Or Sight | £25,000 | |
| Permanent Total Disablement | £25,000 | |
| Death(insured age 16+) | £5,000 | |
| Death(insured under 16) | £1,000 | |
| F)Missed Departure | £1,000 | £50 |
| G)Delayed Departure | £20 for each full 12hr delay up to £300 | Nil |
| Holiday Abandonment | £3,000 | £50 |
| H)Personal Liability | £2,000,000 | £250 |
| I)Legal Expenses | £15,000 | Nil |
| WINTERSPORTS COVER (SUBJECT TO AN EXTRA PREMIUM OR ON PURCHASING AN ANNUAL POLICY) | ||
| K)Ski equipment | £500 | Nill |
| L)Ski Hire | £20 for each 24hr period up to £500 | |
| M)Ski Pack | £300 | |
| N)Piste Closure | £20 for each complete 24hr period up to £200 | |
| O)Delay Due To Avalache | £100 after full 12hr delay | |
WHERE GOES COVER APPLY?
You choose your area of travel from:
- Europe
- Australia & New Zealand
- Worldwide
WHAT ARE THE GEOGRAPICAL / TERRITORIAL LIMITS?
Europe
The Continent of Europe west of the Ural Mountains, Madeira, Canary Islands, Iceland the Azores, Mediterranean Islands and Non- European countries bordering the Mediterranenan (except Algeria, Lebanon, Libya and Israel)
Australia & New Zealand
If the insured travels on a n0n-direct flight to Australia or New Zealand, the Insurer will automatically provide worldwide cover for up to 48 hours for any stopovers made during the booked flight to or from Australia or New Zealand.
Worldwide
All Countries including the USA & Canada
WHO CAN TAKE OUT THIS POLICY?
Individual / Couple annuals policy any UK resident(s) aged 54 or younger at time of purchase.
Family 2 adults aged 54 or younger at time of purchase, plus up to 4 of their dependent children, aged under 18 at time of purchasing this policy, who are in full time education.
If you are aged over 54 please contact cover4travel directly on 0844 826 2031* as they can provide policies up to 74
WHAT HAZARDOUS SPORTS & ACTIVITIES CAN I GET COVER FOR?
At cover 4 travel insurance we offer international medical insurance and cover for many adventure sports such as jet skiing, scuba diving and many more.
If that isn't enough cover for you, you can also add Business & Golf Cover.
Please select the highest level sport/ activity you will be participating in while you are on holiday.
Please note: If you select a sport in Grade 3 and pay the additional premium to cover that sport then you are automatically covered for all Sports & Activities in that category and those in Grades 2 & 1.
- Grade 1 – Standard premium
- Grade 2 – 50% load to the standard premium (For example standard premium of £34.85*1.5= £52.28)
- Grade 3 – 100% load to the standard premium (For example standard premium of £34.85*2= £69.70)
- Grade 4 – 200% load to the standard premium (For example standard premium of £34.85*3= £104.55)
NOT LOOKING FOR AN ANNUNAL MUTI TRIP INSURANCE BUT ANOTHER TYPE OF TRAVEL INSURANCE?
- Backpacker Travel Insurance please click here
- Gap Year Travel Insurance please click here
- Wintersports Travel Insurance please click here
- Golf Travel Insurance please click here
- Single Trip Travel Insurance please click here
PERSONAL INSURANCE PRODUCTS FROM UK & IRELAND INSURANCE
Home Insurance | High Net Worth Home Insurance| Landlords Buy To Let Insurance |
Student Possessions Insurance | Tenants Possessions | Mobile Phone Insurance | Digital Download Insurance |
Annual Multi Trip Travel Insurance | Single Trip Travel Insurance |Holiday Insurance |
Backpacker Travel Insurance | Gap Year Travel Insurance | Studying Abroad Insurance
BUSINESS INSURANCE PRODUCTS FROM UK & IRELAND INSURANCE
Business Liability Insurance | Business Premises Insurance | Directors & Officers Insurance | Employers Liability Insurance | Home Worker Insurance | Professional Indemnity Insurance | Public Liability Insurance | Shop Insurance | Commercial Vehicle | Motor Fleet Insurance | Van Insurance
OTHER WEBSITES FROM UK & IRELAND INSURANCE
Cover4MobilePhones.co.uk- Specialist Insurance for mobile phones.
Cover4Students.com- Specialist Insurance for students in the United Kingdom.
Cover4Students.ie- Specialist Insurance for students in the Republic of Ireland.
Cover4Travel.com- Online Travel Insurance from UK & Ireland Insurance.
Saxoninsurance.com-Online Insurance services for students, graduates, nurses & young professionals.
PERSONAL INSURANCE PRODUCTS FROM UK & IRELAND INSURANCE
Home Insurance | High Net Worth Home Insurance| Landlords Buy To Let Insurance |
Student Possessions Insurance | Tenants Possessions | Mobile Phone Insurance | Digital Download Insurance |
Annual Multi Trip Travel Insurance | Single Trip Travel Insurance |Holiday Insurance |
Backpacker Travel Insurance | Gap Year Travel Insurance | Studying Abroad Insurance
BUSINESS INSURANCE PRODUCTS FROM UK & IRELAND INSURANCE
Business Liability Insurance | Business Premises Insurance | Directors & Officers Insurance | Employers Liability Insurance | Home Worker Insurance | Professional Indemnity Insurance | Public Liability Insurance | Shop Insurance | Commercial Vehicle | Motor Fleet Insurance | Van Insurance
OTHER WEBSITES FROM UK & IRELAND INSURANCE
Cover4MobilePhones.co.uk- Specialist Insurance for mobile phones.
Cover4Students.com- Specialist Insurance for students in the United Kingdom.
Cover4Students.ie- Specialist Insurance for students in the Republic of Ireland.
Cover4Travel.com- Online Travel Insurance from UK & Ireland Insurance.
Saxoninsurance.com-Online Insurance services for students, graduates, nurses & young professionals.