ANNUAL / MULTI-TRIP INSURANCE.
Annual / Multi-Trip Insurance is provided by cover4travel.com which is a trading style of UK & Ireland insurance Services (Online) Limited.
HOW MUCH DOES IT COST?
All premiums listed below are based on standard cover with no pre-existing medical conditions.
A couple is defined as any couple (including same sex) in a common law realtionship or who have co-habitated for at least 6 months.
A family is definied as 2 adults aged 18-54 , plus up to 4 of their dependent children, aged under 18 at time of purchasing this policy, who are in full time education.
|Adult (under 55)||£27·84||£36·76|
|Couple (under 55)||£35·00||£46·20|
|Family (under 55)||£38·17||£50·40|
|SCHEDULE OF BENEFITS|
|Cover Limit||Excess||Cover Limit||Excess||Cover Limit||Excess|
|Cancellation & Curtailment||No Cover||Nil||£750||£65||£3,000||£65|
|Catastrophe||No Cover||Nil||Up to £150||Nil||Up to £300||Nil|
|Emergency Medical Expenses||£2,000,000||£100||£5,000,000||£100||£10,000,000||£100|
|Emergency dental treatment||£200||£100||£200||£100||£200||£100|
|Burial Costs/Body Repatriation||£5,000||Nil||£5,000||Nil||£5,000||Nil|
|Hospital Benefit||No Cover||Nil||£25 for each complete 24hr period up to £500||Nil||£25 for each complete 24hr period up to £2,000||Nil|
|Personal Possessions||No Cover||Nil||£500||£65||£2,000||£65|
|Single item limit||£100||£150|
|Valuables limit||No Cover||£200|
|Travel Documents||No Cover||Nil||£100||£65||£300||£65|
|Baggage Delay||No Cover||Nil||No Cover||Nil||£150||Nil|
|Personal Money||No Cover||Nil||£100||£65||£150||£65|
|Cash (Insured aged under 18)||£50||£50|
|Loss of Limbs or Sight||£10,000||£10,000||£25,000|
|Permanent Total Disablement||£10,000||£10,000||£25,000|
|Death (Insured aged 16+)||£5,000||£5,000||£5,000|
|Death (Insured aged under 16)||£1,000||£1,000||£1,000|
|Missed Departure||No Cover||Nil||£500||£65||£1,000||£65|
|Delayed Departure||No Cover||Nil||£10 for each full 12hr delay up to £150||Nil||£20 for each full 12hr delay up to £300||Nil|
|Holiday Abandonment||No Cover||Nil||£750||£65||£3,000||£65|
|Legal Expenses||No Cover||Nil||£15,000||Nil||£15,000||Nil|
|Repeat Cover||No Cover||Nil||No Cover||Nil||No Cover||Nil|
|Resuming the trip Worldwide|
|Resuming the trip Europe|
|Scheduled Airline Failure||No Cover||Nil||No Cover||Nil||£3,000||£65|
You choose your area of travel from:
- Australia & New Zealand
WHAT ARE THE GEOGRAPHICAL / TERRITORIAL LIMITS?
The Continent of Europe west of the Ural Mountains, Madeira, Canary Islands, Iceland the Azores, Mediterranean Islands and Non- European countries bordering the Mediterranenan (except Algeria, Lebanon, Libya and Israel).
Australia & New Zealand
If the insured travels on a non-direct flight to Australia or New Zealand, the Insurer will automatically provide worldwide cover for up to 48 hours for any stopovers made during the booked flight to or from Australia or New Zealand.
WHO CAN TAKE OUT THIS POLICY?
Individual / Couple annuals policy any UK resident(s) aged 54 or younger at time of purchase.
Family 2 adults aged 54 or younger at time of purchase, plus up to 4 of their dependent children, aged under 18 at time of purchasing this policy, who are in full time education.
If you are aged over 54 please contact cover4travel directly on 0844 826 2031* as they can provide policies up to 74
WHAT HAZARDOUS SPORTS & ACTIVITIES CAN I GET COVER FOR?
At cover 4 travel insurance we offer international medical insurance and cover for many adventure sports such as jet skiing, scuba diving and many more.
If that isn't enough cover for you, you can also add Business & Golf Cover.
Please select the highest level sport/ activity you will be participating in while you are on holiday.
Please note: If you select a sport in Grade 3 and pay the additional premium to cover that sport then you are automatically covered for all Sports & Activities in that category and those in Grades 2 & 1.
- Grade 1 – Standard premium.
- Grade 2 – 50% load to the standard premium (For example standard premium of £34.85*1.5= £52.28).
- Grade 3 – 100% load to the standard premium (For example standard premium of £34.85*2= £69.70).
- Grade 4 – 200% load to the standard premium (For example standard premium of £34.85*3= £104.55)
NOT LOOKING FOR AN ANNUNAL MUTI TRIP INSURANCE
BUT ANOTHER TYPE OF TRAVEL INSURANCE?
- Backpacker Travel Insurance please click here
- Gap Year Travel Insurance please click here
- Wintersports Travel Insurance pleaseclick here
- Golf Travel Insurance please click here
- Single Trip Travel Insurance please click here
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