TENANTS CONTENTS & POSSESSIONS INSURANCE IN THE UK

Tenants Possessions Insurance from UK & Ireland Insurance, provides insurance for tenant's belongings whilst living in rented accommodation, such as shared flats or houses.

BUY TENANTS POSSESSIONS INSURANCE ONLINE AND SAVE MONEY!

If you buy your policy securely online you'll save £5. Policies purchased offline are subject to a £5 administration fee.


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TENANTS POSSESSIONS INSURANCE - COVER EXPLAINED

We offer two types of cover. Basic Cover: provides you with essential protection plus a range of optional extensions that can be selected to suit your specific insurance requirements. Comprehensive Cover: includes all the benefits of Basic cover plus a range of additional inclusive cover items.

COVER DESCRIPTION

SUM INSURED

BASIC COVER

COMPREHENSIVE COVER

PERSONAL POSSESSIONS WITHIN THE INSURED ADDRESS £2,000-£8,000 INCLUDED INCLUDED
DESKTOP COMPUTER EQUIPMENT Item Limits Apply INCLUDED INCLUDED
LAPTOP & PORTABLE COMPUTERS | ACCOMMODATION ONLY Item Limits Apply OPTIONAL INCLUDED
CRIMINAL ASSAULT £500 OPTIONAL INCLUDED
LEGAL EXPENSES £30,000 OPTIONAL INCLUDED
ACCIDENTAL DAMAGE Item Limits Apply OPTIONAL INCLUDED
PERSONAL ACCIDENT £10,000 EXCLUDED INCLUDED
CREDIT/DEBIT CARDS £500 EXCLUDED INCLUDED
PERSONAL MONEY £50 EXCLUDED INCLUDED
LANDLORDS PROPERTY | TENANTS LIABILITY £5,000 INCLUDED INCLUDED
LEGAL LIABILITY £1,000,000 EXCLUDED INCLUDED
LAPTOP & PORTABLE COMPUTERS | ALL RISKS £500 - £2,000 OPTIONAL OPTIONAL
ALL RISKS | SPECIFIED ITEMS £0 - £1,000 OPTIONAL OPTIONAL
MOBILE PHONES £200 OPTIONAL OPTIONAL
PEDAL CYCLES £250 OPTIONAL OPTIONAL

INSURED PERILS

Items are covered within the insured address on a "new for old" basis against loss or damage by fire, flood, storm, theft, escape of water and other similar causes. Except clothing, linen and rented household goods where a deduction is made for "wear and tear".

BASIC COVER: WHAT'S INCLUDED?

  • Possessions within the insured address: Cover available from £2,000 to £8,000 in total.
  • Desktop Computer Equipment: Cover included automatically. Item limits apply.
  • Landlords Property | Tenants Liability: Up to £5,000 in total as standard.

BASIC COVER: OPTIONAL EXTENSIONS

A range of Optional Extensions are available to cover items such as Laptop & Portable Computers, Mobile Phones, Cycles, Accidental Damage, Criminal Assault, Legal Expenses and All Risks cover away from the insured address for specified items.

COMPREHENSIVE COVER: WHAT'S INCLUDED?

  • Possessions within the insured address: Cover available from £2,000 to £8,000 in total.
  • Desktop Computer Equipment: Cover included automatically. Item limits apply.
  • Landlords Property | Tenants Liability: Up to £5,000 in total as standard.
  • Laptop & Portable Computer Equipment: Cover is provided within the insured address as standard. Item limits apply.
  • Accidental Damage: Cover for accidental damage within the insured address.
  • Criminal Assault: Up to £500 cover for costs incurred to you as a direct result of a criminal assault.
  • Legal Expenses: Up to £30,000 of cover.
  • Personal Accident Cover: Up to £10,000 cover included automatically.
  • Legal Liability Cover: Up to £1,000,000.
  • Fraudulent use of Credit & Debit Cards: Up to £500 cover for fraudulent use of your credit & debit cards following theft from your accommodation.
  • Personal Money Cover: up to £50 following theft from your accommodation.

COMPREHENSIVE COVER: OPTIONAL EXTENSIONS

Comprehensive Cover can be extended to include any of the following items.

  • Laptop & Portable Computers | All Risks: Cover outside of the insured address for accidental damage or theft anywhere within the UK.



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FREQUENTLY ASKED QUESTIONS

Below are a number of questions which are frequently asked about the cover provided.

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EMAIL A QUERY

We're here to help, and are always happy to answer any queries that you may have about our products and services.

PHONE US

0845 618 7365*

Monday to Friday: 9:00am - 5:00pm. For our joint protection calls may be monitored and recorded.
Calls will be charged at a maximum 4p a minute from a BT line. Calls from non-BT phone lines may vary.

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