Smart-Phone Insurance

Benefits include:

Theft Accidental loss
Accidental damage Breakdown
Malicious damage Accessories
Fraudulent use Download cover

Insure your 'gateway'
to the world and rest assured that if the
worst should happen we've got you covered.


Premiums, Claims Limits & Excess.

Premiums from:

PolicyMonthlyAnnually
Essential£5·67£57·08
Essential Plus£6·17£62·79
Premier£7·13£71·56

Limits:

PolicySingle Item LimitClaim limit / year
Essential£500£1,000
Essential Plus£750£1,500
Premier£1,000£2,500

Claims can be made more than once a year up to the maximum shown above.

Excess:

EssentialEssential PlusPremier
£1,000£1,500£2,500
An excess of £50 is payable for each claim.

 

Simple Precautions

With the Smart-Phone being one of the must have gadgets for the past few years, it is increasingly necessary to arrange a decent Smart-Phone and gadget insurance but also take some simple precautions to protect your property.

Some basic safety tips:

  • Always lock your Smart-Phone with a pin number or security code.
  • Be aware of your surroundings and people, whist using your Smart-Phone in public.
  • Be vigilant in places like pubs and nightclubs as these are the places you can let your guard down. Don't leave you Smart-Phone on a table or a nearby seat or in an open handbag, when hanging a coat up remove your Smart-Phone if it's in one of the coat's pockets; be careful.
  • See below for links to ways of protecting your Smart-Phone and other gadgets.

Smart-Phone Insurance, Protection and Recovery.

Insurance is a good idea, but preventative measures can be taken in tandem with it to protect your Smart-Phone from loss and damage; however there are precautions that can be implemented to help safeguard your possessions so total reliance on insurance is not necessary.

Below are a few options for you to consider, re deterrents and recovery:

  • SuperTag is a membership based scheme, whereby you register your details and you are then issued with tags and stickers, containing your membership number and a freephone contact number for the persons who find your property to contact a SuperTag operator, who will help to reunite you with your lost possessions.
  • Immobilise is the world's largest free register of possession ownership details. With Immobilise registration you can instantly inform the police or insurers about the loss, it will aid the police in their efforts to recover your property and capture the thieves, and help insurers to quickly assess insurance claims.
  • SmartWater is a colourless liquid solution that is applied to the uneven surfaces of your valuables. It can be used to mark all sorts of possessions such as electrical items, watches & jewellery, ornaments and even your motor vehicle. Each bottle contains a unique chemical ‘code’ which is registered to you – conclusively proving ownership. It cannot be easily seen by the naked eye and is almost impossible to remove. The liquid glows under ultraviolet light making it easy for the Police to detect.


PERSONAL INSURANCE PRODUCTS FROM UK & IRELAND INSURANCE

Home Insurance | High Net Worth Home Insurance | Landlords Buy To Let Insurance
Mobile Phone Insurance | Student Possessions Insurance | Tenants Possessions |
Annual Multi Trip Travel Insurance | Single Trip Travel Insurance | Holiday Insurance
Backpacker Travel Insurance | Gap Year Travel Insurance | Studying Abroad Insurance

BUSINESS INSURANCE PRODUCTS FROM UK & IRELAND INSURANCE

Business Liability Insurance | Business Premises Insurance | Directors & Officers Insurance
Employers Liability Insurance | Home Worker Insurance | Professional Indemnity Insurance
Public Liability Insurance | Shop Insurance | Commercial Vehicle | Motor Fleet | Van Insurance

OTHER WEBSITES FROM UK & IRELAND INSURANCE

Cover4BuyToLet.co.uk- Insurance for Landlords and owners of buy to let properties.
Cover4MobilePhones.co.uk- Specialist Insurance for mobile phones.
Cover4Students.com- Specialist Insurance for students in the United Kingdom.
Cover4Students.ie- Specialist Insurance for students in the Republic of Ireland.
Cover4Travel.com- Online Travel Insurance from UK & Ireland Insurance.
Saxoninsurance.com-Online Insurance services for students, graduates, nurses & young professionals.