SINGLE TRIP TRAVEL INSURANCE

Single Trip Travel Insurance is provided by cover4travel.com which is a trading style of UK & Ireland insurance Services (Online) Limited. 

 HOW MUCH DOES IT COST?

All premiums listed below are based on standard cover for an indivdual aged 54 and under at departure with no pre-existing medical conditions

 DURATIONEUROPEAUSTRALIA/NZ WORLDWIDE 
Up to 5 days £8.58 £18.86 £26.50
Up to 10 days £10.72£20.83£26.50
Up to 17 days£12.11£22.35£29.20
Up to 24 days £17.04£27.77£36.57
Up to 31 days £19.42£30.17£41.02

WHAT'S COVERED?

COVER DESCRIPTIONSUM INSUREDEXCESS
A1)Cancellation & Curtailment£3,000£50
A2)CatastropheNo CoverNil
B1)Emergency Medical Expenses£10,000,000£100
Emergency Dental treatment£200£100
Emergency AssistanceUnlimitedNil
B2)Repatriation£2,000,000£100
C)Hospital Benefit£25 for each 24hr period up to £2,000Nil
D)Personal Possessions£2,000£50
Single Article Limit£150
Valuables Limit£200
D1)Travel Documents£300£50
D2)Baggage Delay£150£50
D3)Personal Money£150£50
Cash Limit£150
Cash(insured age under 18)£50
E)Personal Accident£25,000Nil
Loss Of Limbs Or Sight£25,000
Permanent Total Disablement£25,000
Death(insured age 16+)£5,000
Death(insured under 16)£1,000
F)Missed Departure£1,000£50
G)Delayed Departure£20 for each full 12hr delay up to £300Nil
Holiday Abandonment£3,000£50
H)Personal Liability£2,000,000£250
I)Legal Expenses£15,000Nil
WINTERSPORTS COVER (SUBJECT TO AN EXTRA PREMIUM OR ON PURCHASING AN ANNUAL POLICY)
K)Ski equipment£500Nill
L)Ski Hire£20 for each 24hr period up to £500
M)Ski Pack£300
N)Piste Closure£20 for each complete 24hr period up to £200
O)Delay Due To Avalache£100 after full 12hr delay


WHERE DOES COVER APPLY?

You choose your area of travel from:

  • Europe 
  • Australia - New Zeland
  • Worldwide

WHAT ARE THE GEOGRAPHICAL / TERRITORIAL LIMITS?

Europe 

The Continent of Europe west of the Ural Mountains, Madeira, Canary Islands, Iceland the Azores, Mediterranean Islands and Non- European countries bordering the Mediterranenan (except Algeria, Lebanon, Libya and Israel) 

Australia & New Zealand  

If the insured travels on a n0n-direct flight  to Australia or New Zealand, the Insurer will automatically provide worldwide cover for up to 48 hours for any stopovers made during the booked flight to or from Australia or New Zealand. 

Worldwide 

All Countries including the USA & Canada

 

WHO CAN TAKE OUT THIS POLICY?

Individual / Couple annuals policy any UK resident(s) aged 54 or younger at time of purchase.

Family 2 adults aged 54 or younger at time of purchase, plus up to 4  of their dependent children, aged  under 18 at time of purchasing this policy, who are in full time education.

If you are aged over 54 please contact cover4travel directly on 0844 826 2031* as they can provide policies up to 74


WHAT HAZARDOUS SPORTS & ACTIVITIES CAN I GET COVER FOR?

For those of you who enjoy adventure holidays, our polices can be tailored to cover you for higher risk activities such as hang gliding and rock climbing.

Please select the highest level sport/ activity you will be participating in while you are on holiday.

Please note: If you select a sport in Grade 3 and pay the additional premium to cover that sport then you are automatically covered for all Sports & Activities in that category and those in Grades 2 & 1.

  • Grade 1 – Standard premium 
  • Grade 2 – 50% load to the standard premium (For example standard premium of £10.72*1.5= £16.08)
  • Grade 3 – 100% load to the standard premium (For example standard premium of £10.72*2= £21.44)
  • Grade 4 – 200% load to the standard premium (For example standard premium of £10.72*3= £32.16)

NOT LOOKING FOR SINGLE TRIP INSURANCE; BUY ANOTHER TYPE OF TRAVEL INSURANCE.

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