MOBILE PHONE INSURANCE FOR PAY AS YOU GO PHONES

Pay as you go mobile phone Insurance from UK & Ireland Insurance is specifically designed to cover pay as you talk mobile phones against accidental damage or theft anywhere in the world. 

PAY AS YOU GO MOBILE PHONE INSURANCE FROM ONLY £16.99 A YEAR*

Annual cover is available for pay as you talk mobile phone insurance from only £16.99 a year.*


MOBILE PHONE INSURANCE COVER OPTIONS

Pay As You Go Mobile Phone Insurance provides you with three levels of insurance cover:

  • Pay as you go mobile phones up to £75
  • Pay as you go mobile phones up to £150
  • Pay as you go mobile phones up to £200

MOBILE PHONE INSURANCE - WHAT’S COVERED?

  • Your your pay as you talk mobile phone and SIM card wherever you are in the world.
  • Accessories originally supplied with the pay as you go mobile phone and subject to the same incident as your phone up to a value of £50 per claim

MOBILE PHONE INSURANCE - RISKS COVERED

Your pay as you talk mobile phone, SIM card and accessories are insured for:

  • The cost of replacing your pay as you go mobile phone as a direct result of theft
  • Accidental damage: The cost of repairing or replacing your your pay as you go mobile phone.
  • Malicious damage: The cost of repairing or replacing your pay as you go mobile phone.
  • Water or liquid damage: The cost of repairing or replacing your pay as you go mobile phone.
  • Damage from electrical or mechanical breakdown: The cost of repairing or replacing your pay as you go mobile phone.

WHERE DOES COVER APPLY WITH PAY AS YOU GO MOBILE PHONE INSURANCE?

Pay As You Go Mobile Phone Insurance provides world wide cover for your pay as talk mobile phone.

MOBILE PHONE INSURANCE - PERIOD OF INSURANCE

Pay As You Go Mobile Phone Insurance provides cover for one approved claim or a period of twelve months from the start date of your policy, whichever occurs first.

PAY AS YOU GO MOBILE PHONE INSURANCE - TYPES OF PHONE COVERED

Pay As You Go Mobile Phone Insurance is designed to insure mobile phones, which have a primary use for the making and receiving of, telephone calls, SMS text messages and data.
IMPORTANT: Pay Monthly Contract Mobile Phones and PDA type devices are excluded.

WHAT’S EXCLUDED BY PAY AS YOU GO MOBILE PHONE INSURANCE? 

Pay As You Go Mobile Phone Insurance does not cover the following:

  • Loss of your pay as you go mobile phone.
  • The policy excess of £20 if your claim is accepted.
  • Theft of your pay as you go mobile phone from an unattended motor vehicle, unless secured in the glove box or locked boot.
  • Theft of your pay as you go mobile phone from an unattended building or premises, unless evidenced damage was caused in gaining entry to, or exit from, the premises
  • Theft of your pay as you go mobile phone if it has been left accidentally or deliberately in a public place or a place to which others have access
  • Theft or damage to your pay as you go mobile phone if it has been passed to someone else other than a family member
  • Pay as you go mobile phones which have not been registered by you with us
  • Any incident which occurs within the first 21 days after you purchase the policy or change the pay as you go mobile phone already registered




PAY AS YOU GO MOBILE PHONE INSURANCE - INSURER INFORMATION

Pay As You Go Mobile Phone Insurance is arranged by UK & Ireland Insurance Services (Online) Limited (FRN 312248), administered by Lifestyle Services Group Limited (FRN 315245) with a single provider, London General Insurance Company Limited (FRN 202689).
                                                                                                                                                                        All companies are authorised and regulated by the Financial Services Authority (FSA), which can be checked on the FSA's website at www.fsa.gov.uk/register or by phoning 0845 606 1234.

UK & IRELAND INSURANCE SERVICES (ONLINE) LIMITED

Registered office: Old Lloyds Chambers, 139 Manchester Road, Altrincham, WA14 5HY
Registered in England and Wales, Registered No. 4239415

LONDON GENERAL INSURANCE COMPANY LIMITED

Registered office: Combined House, 15 Wheatfield Way, KINGSTON UPON THAMES, Surrey, KT1 2PQ
Registered in England, Registered No. 1865673

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*£16.99 premium is based on a Pay as You Go Mobile phone purchased online with a value of £75.