Pedal Cycle Insurance — Within The Republic Of Ireland

Unfortunately we are unable to offer bicycle insurance within Ireland at the present time.

Existing customers please call 00353 (0) 161 772 3394, for information and assistance regarding your policy.


If you are a university student in Ireland you can add a pedal cycle to a students contents insurance policy.

With the roads, these days, getting busier by the minute, it makes sense to reduce your carbon footprint, by investing in a greener mode of transport and ride a bicycle. However you should consider the dangers:

  • 40% increase of bicycles stolen since 2008!
    (Central Statistics Office Ireland), the actual figure is probably far higher as bicycle theft is one of the least reported crimes.
  • In 2010, five pedal cyclists were killed and 399 were injured in collisions. Pedal cyclists made up approximately two per cent of all fatalities. (source, RSA (Road Safety Authority)).
  • The number of children injured whilst cycling, in 2010, was 71 (source RSA).
  • And the number of adults similarly injured whilst cycling, was 328 for the same year (source RSA).
Bicycle insurance covers the costs incurred, if your pedal cycle were stolen or damaged. And it can pay for physiotherapy or rehabilitation treatment if you are injured in a cycling accident.

Bicycle insurance why do I need it?

    • If it's stolen we'll replace it.
    • If parts of your bicycle are stolen we will replace those parts.
    • If it's damaged in an accident we'll pay in full to repair it.
    • Public liability is included as standard.

    Premiums & Levels

    Cover4insurance Pedal Cycle Insurance Premiums
    Retail price
    of the bike
    Cover4insurance
    premium
    Retail price
    of the bike
    Cover4insurance
    premium
    Up To €99 €24.34 Up To €1600 €131.46
    Up To €249 €27.99 Up To €1700 €139.98
    Up To €300 €31.64 Up To €1800 €148.50
    Up To €400 €36.52 Up To €1900 €157.02
    Up To €500 €43.82 Up To €2000 €164.32
    Up To €600 €49.90 Up To €2100 €172.85
    Up To €700 €56.00 Up To €2200 €181.36
    Up To €800 €62.08 Up To €2300 €206.94
    Up To €900 €69.38 Up To €2400 €220.32
    Up To €1000 €76.68 Up To €2500 €233.71
    Up To €1100 €88.86 Up To €2600 €249.53
    Up To €1200 €97.37 Up To €2700 €265.36
    Up To €1300 €105.90 Up To €2800 €286.05
    Up To €1400 €114.42 Up To €2900 €299.44
    Up To €1500 €121.73 Up To €3000 €310.39

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